Action-Based MFA

Action-Based MFA requires users to verify their identity for sensitive actions like transactions. By default, we only require action-based MFA once the user already has a MFA method registered.

Dashboard Setup

1. Go to the Security page.
2. In the Action MFA section, enable your desired methods (TOTP and/or Passkeys).
3. (Optional) Toggle “Require at onboarding” to force MFA setup during signup.
4. Choose which events you want to protect with MFA and toggle them on.

Events that trigger Action-Based MFA

• Waas Export - When exporting a private key on an MPC wallet.
• Waas Refresh - When a wallet is delegated, or when a user claims a pregenerated MPC wallet for the first time.
• WaaS Sign - When any signature is performed i.e. a message, a transaction, typed data, authorization, etc.
• WaaS Reshare - When a wallet is approved or revoked from delegated access and the user next signs in.

Your UI SDK Implementation

TOTP

• Check requirement: Use client.mfa.isRequiredForAction() for the specific action.

  • Create token: If required, collect OTP and call client.mfa.authenticateDevice({ code, createMfaToken }).
  • Perform action: Token is applied automatically after creation.
  import React, { useState } from 'react';
  import { Alert, View, TextInput, Button } from 'react-native';
  import { MFAAction } from '@dynamic-labs/sdk-api-core';
  import { useDynamic } from './path-to-your-client';
  
  export function EnsureTotpMfaToken() {
    const client = useDynamic();
    const [code, setCode] = useState('');
    const [loading, setLoading] = useState(false);
  
    const promptForMfaIfRequired = async () => {
      try {
        setLoading(true);
  
        // Check if MFA is required for this action
        const required = await client.mfa.isRequiredForAction({
          mfaAction: MFAAction.WalletWaasSign,
        });
  
        if (!required) {
          // No MFA required, proceed with action
          Alert.alert('Success', 'No MFA required for this action');
          return;
        }
  
        if (!code.trim()) {
          Alert.alert('Error', 'Please enter your 6-digit code');
          return;
        }
  
        // Create MFA token with the TOTP code
        await client.mfa.authenticateDevice({
          code,
          createMfaToken: { singleUse: true },
        });
  
        // Now perform the action that requires Action-Based MFA
        // The token is automatically included in subsequent requests
        Alert.alert('Success', 'MFA token created, proceed with action');
      } catch (error) {
        console.error('Failed to authenticate with MFA:', error);
        Alert.alert('Error', 'Failed to authenticate with MFA');
      } finally {
        setLoading(false);
      }
    };
  
    return (
      <View>
        <TextInput
          placeholder="Enter 6-digit code"
          value={code}
          onChangeText={setCode}
          keyboardType="numeric"
          maxLength={6}
        />
        <Button
          title="Authenticate & Proceed"
          onPress={performSensitiveAction}
          disabled={loading}
        />
      </View>
    );
  }
  
  • Only one verified TOTP device per user (device management applies across modes).
  • Recovery codes are single-use; regenerate with client.mfa.getNewRecoveryCodes() if exhausted.

  Troubleshooting

  • Error: “MFA required” despite prompting — ensure you authenticate before performing the action.
  • Token unexpectedly missing — tokens expire with session; create a new token when needed.

Passkey

• Check requirement: Use client.mfa.isRequiredForAction() for the specific action.

  • Check token: Use client.mfa.getMfaToken() if MFA is required.
  • Register if needed: If the user has no passkeys (common when “Require at onboarding” is off), call client.passkeys.register() first.
  • Create token: Call client.passkeys.authenticateMFA({ createMfaToken }) if missing.
  • Perform action: Token is applied automatically after creation.
  import React, { useState } from 'react';
  import { Alert, View, Button } from 'react-native';
  import { MFAAction } from '@dynamic-labs/sdk-api-core';
  import { useDynamic } from './path-to-your-client';
  
  export function EnsurePasskeyMfaToken() {
    const client = useDynamic();
    const [loading, setLoading] = useState(false);
  
    const promptForMfaIfRequired = async () => {
      try {
        setLoading(true);
  
        // Check if MFA is required for this action
        const requires = await client.mfa.isRequiredForAction({
          mfaAction: MFAAction.WalletWaasSign,
        });
  
        if (!requires) {
          // No MFA required for this action
          return;
        }
  
        // Important: if you don't have MFA required at onboarding and you want to force the user
        // to setup MFA prior to performing the action, you should skip any checks for MFA requirement above (isMfaRequiredForAction)
        // and force a registration or authentication of the MFA method.
  
        // If the user doesn't have a passkey yet, register one first
        const passkeys = await client.passkeys.get();
        if (passkeys.length === 0) {
          await client.passkeys.register();
        }
  
        // Create MFA token using passkey
        await client.passkeys.authenticateMFA({
          createMfaToken: { singleUse: false }, // or true for one-time
        });
  
        // Now perform the action that requires Action-Based MFA
      } catch (error) {
        console.error('Failed to create MFA token:', error);
        Alert.alert('Error', 'Failed to authenticate with passkey');
        throw error;
      } finally {
        setLoading(false);
      }
    };
  
    return (
      <View>
        <Button
          title="Authenticate & Proceed"
          onPress={ensureToken}
          disabled={loading}
        />
      </View>
    );
  }
  
  • Passkeys require platform setup. See the React Native Passkey Setup guide.
  • Consider persistent tokens for multiple sensitive actions in-session.

  Troubleshooting

  • Error: “MFA required” when performing actions — ensure you check getMfaToken() before creating a new token and include it in the request.
  • Error: “Passkey not supported” — verify platform setup and passkey support.

Dynamic UI Implementation

The React Native SDK provides a UI method to prompt MFA authentication. Use client.mfa.isRequiredForAction() to check if MFA is required, then use client.ui.mfa.show() to prompt the user.

Note: The Dynamic UI is method-agnostic. It automatically prompts with whichever MFA method(s) you have enabled (TOTP only for React Native).

import React, { useState } from 'react';
import { Alert, View, Button } from 'react-native';
import { MFAAction } from '@dynamic-labs/sdk-api-core';
import { useDynamic } from './path-to-your-client';

export function PerformSensitiveAction() {
  const client = useDynamic();
  const [loading, setLoading] = useState(false);

  const performAction = async () => {
    try {
      setLoading(true);

      // Check if MFA is required for the action
      const isMfaRequired = await client.mfa.isRequiredForAction({
        mfaAction: MFAAction.WalletWaasSign, // Specify action configured for Action-Based MFA
      });

      if (isMfaRequired) {
        // Opens the Dynamic UI to prompt the user to authenticate with MFA
        await client.ui.mfa.show({ createMfaToken: true }); // Create a single-use token for the action
      }

      // Perform the action
      // await primaryWallet.signMessage('Hello, world');
      Alert.alert('Success', 'Action completed successfully');
    } catch (error) {
      console.error('Failed to perform action:', error);
      Alert.alert('Error', 'Failed to perform action');
    } finally {
      setLoading(false);
    }
  };

  return (
    <View>
      <Button
        title="Perform Sensitive Action"
        onPress={performAction}
        disabled={loading}
      />
    </View>
  );
}

Note: For Action-Based MFA in React Native, only TOTP authentication is currently supported. Passkey MFA is not available in React Native.